#faq-page{min-height:100vh;background:#f8fafc}#faq-hero{background:linear-gradient(150deg,#002a52,#0b1f3a 55%,#0c2a46);padding:72px 24px 80px;position:relative;overflow:hidden}#faq-hero:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:radial-gradient(ellipse at 70% 50%,rgba(12,120,186,.14) 0%,transparent 65%);pointer-events:none}#faq-hero-inner{position:relative;z-index:1;max-width:1140px;margin:0 auto}#faq-hero-label{display:inline-flex;align-items:center;background:#0c78ba26;color:#5bb8f5;border:1px solid rgba(12,120,186,.35);border-radius:20px;font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;padding:5px 14px;margin-bottom:20px}#faq-hero-heading{font-size:clamp(28px,4vw,48px);font-weight:700;color:#fff;line-height:1.15;letter-spacing:-.025em;margin:0 0 16px;max-width:680px}#faq-hero-sub{font-size:17px;color:#ffffffb8;line-height:1.65;max-width:560px;margin:0}#faq-main{padding:64px 24px 96px}#faq-inner{max-width:1140px;margin:0 auto;display:flex;flex-direction:column;gap:56px}.faq-section{display:flex;flex-direction:column;gap:0}.faq-section-heading{font-size:clamp(18px,2.2vw,24px);font-weight:700;color:#002a52;letter-spacing:-.02em;margin:0 0 24px;padding-bottom:14px;border-bottom:2px solid #0c78ba}.faq-category{margin-bottom:32px}.faq-category:last-child{margin-bottom:0}.faq-category-heading{font-size:14px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#0c78ba;margin:0 0 12px}.faq-list{border-top:1px solid #e2e8f0}.faq-item{border-bottom:1px solid #e2e8f0;transition:background .15s}.faq-item--open{background:#fff;border-radius:0}.faq-question{width:100%;display:flex;justify-content:space-between;align-items:center;gap:16px;background:none;border:none;padding:18px 0;cursor:pointer;text-align:left;font-family:inherit;font-size:15.5px;font-weight:600;color:#1a2f4a;line-height:1.45;transition:color .15s}.faq-question:hover,.faq-question--open{color:#0c78ba}.faq-chevron{flex-shrink:0;display:flex;align-items:center;justify-content:center;width:28px;height:28px;border-radius:50%;background:#0c78ba1a;color:#0c78ba;font-size:18px;font-weight:400;line-height:1;transition:background .15s,transform .2s}.faq-question--open .faq-chevron{background:#0c78ba;color:#fff;transform:rotate(45deg)}.faq-answer{padding:0 44px 20px 0}.faq-answer p{margin:0;font-size:15px;color:#4a5568;line-height:1.75}.faq-points{margin:10px 0 0;padding-left:20px}.faq-points li{font-size:14.5px;color:#4a5568;line-height:1.7;margin-bottom:4px}@media (max-width: 768px){#faq-hero{padding:56px 20px 64px}#faq-main{padding:48px 20px 72px}#faq-inner{gap:40px}.faq-answer{padding-right:0}}@media (max-width: 480px){#faq-hero{padding:48px 16px 56px}#faq-main{padding:40px 16px 64px}.faq-question{font-size:14.5px;padding:16px 0}.faq-chevron{width:24px;height:24px;font-size:16px}}